Insurance Information
Clear guidance on using insurance for therapy at Fearlessly Authentic Psychology
At Fearlessly Authentic Psychology, we want getting started with therapy to feel simple and clear, including the financial side. This page shares general insurance information, the plans we commonly work with, and what to expect when using benefits for counseling services. Because coverage varies by plan and individual benefits, we always recommend confirming details with your insurance carrier before your first appointment. If you have questions, our team can help guide you in choosing the right path for you.
Insurances we are in network with are listed below. If your plan is one of these, there is a strong chance we can support you with in-network care, depending on your specific benefits and clinician availability:
United Health Care
Aetna
Kaiser
Most Commonly Accepted Plans
Additional Plans We May Accept
We also work with the following insurance plans for many clients but it can vary be region:
Cigna
BCBS (Blue Cross Blue Shield)
- Medicaid
If you do not see your plan listed here or have questions about coverage, please reach out.
Frequently Asked Questions
We proudly serve many clients who use Medicaid and remain committed to making trauma-informed therapy more accessible to the wider Colorado community. Medicaid benefits and authorization requirements can be more specific than commercial insurance, so we may request a few extra details when you contact us. If you have Medicaid, we can help you:
Confirm eligibility and coverage details
Understand whether a referral or prior authorization is needed
Match you with a clinician based on availability, specialty, and whether you prefer in-person or telehealth
Even when a plan is accepted, your out-of-pocket cost depends on your personal benefits. Common factors include:
Copays or coinsurance
Deductibles (and whether your deductible has been met)
Session limits or visit caps
Referral requirements (some plans, including certain Kaiser plans, may require specific steps)
If you are using out-of-network benefits, we can often provide documentation or a superbill when appropriate. We can also discuss private pay options if that is a better fit for your needs and preferences. If you need more insurance information, please contact us.
If you plan to use insurance, a quick benefits check can prevent surprises and help you feel more confident before your first session. When you call the number on the back of your insurance card (or log into your member portal), ask these questions:
Am I in-network with Fearlessly Authentic Psychology and Dr. Kimberly Garrison (Dr. Garrison is the owner of the insurance contracts)?
What is my copay or coinsurance for outpatient mental health therapy?
Do I have a deductible, and has it been met for the year?
Is prior authorization required for therapy sessions?
Are there limits on the number of sessions per year?
Does my plan cover telehealth therapy in Colorado?
If you’d like, you can send us your insurance provider and member ID details (as appropriate), and we can help you understand what insurance information is needed to confirm so starting therapy feels as smooth as possible.
Meet our team
Therapy works best when you feel safe, understood, and supported by the right person. Our clinicians offer a trauma-informed, inclusive approach and support concerns like anxiety, ADHD, relationship issues, life transitions, and healing from narcissistic or relational abuse.
Visit our Team page to learn more about each clinician’s approach, specialties, and availability, so you can choose a therapist who feels like the right fit.
Ready to get started? Contact us and we will help you verify insurance, answer questions, and schedule your first session.
Visit Our Clinics
We offer both in-person and telehealth therapy across Colorado, with two welcoming locations in the Denver metro area:
South Office: 7550 W Yale Street, Suite A100, Denver, CO 80227
North Office: 7655 W Mississippi Ave, Suite 310, Lakewood, CO 80226
If you prefer in-person therapy, we can help you choose the most convenient location and match you with a clinician who aligns with your goals.